About Us – Atlantic Mortgage & Finance Corp

Atlantic Mortgage & Finance Corp. (NMLS #3915) is a Florida-licensed mortgage brokerage specializing in manufactured home financing. The Florida operation is based in Downtown Ocala and serves borrowers throughout the state. Atlantic has specialized in Florida manufactured home financing since 2007 — including the property types and scenarios most lenders decline.

Borrowers come to Atlantic with files other lenders couldn’t or wouldn’t close — single-wides excluded by lender overlays, manufactured homes in parks or co-op communities, moved homes, files that need manual underwriting. These are the everyday conversations of the practice.

Why Choose Atlantic Mortgage?

• Florida Manufactured Home Specialty — Chattel, co-op share, single-wide, leased land, moved homes, and the property types most banks and credit unions exclude.
• Agency Guidelines as Written — FHA, VA, USDA, and Conventional financing for borrowers who qualify per the actual program rules. Many lenders add extra restrictions; Atlantic doesn’t.
• Florida Statewide — Based in Downtown Ocala with virtual and remote appointments available statewide. Atlantic serves manufactured home borrowers from the Panhandle to South Florida.

What Sets Us Apart?

Atlantic Mortgage’s Florida practice focuses on a corner of the mortgage market most lenders avoid: manufactured home financing across the property types, communities, and scenarios that don’t fit standard underwriting boxes. Single-wides, co-op share loans, chattel for homes on leased land, moved homes, and complex files that benefit from manual review — these are the conversations Atlantic has every day.

Ready to Start Your Homeownership Journey?
Let’s make your dreams a reality. Contact us today at (352) 580-6160 or email loans@floridahomeloans.org. Prefer to start online? Click here to get pre-approved now!