NORTH FORT MYERS · CO-OP SHARE FINANCING
Co-op share financing for North Fort Myers manufactured home communities
North Fort Myers is home to two established 55+ manufactured-home cooperatives — communities where buying means buying a co-op share, not a standard mortgage. That’s what we specialize in.
Prefer to talk? Call (352) 580-6160.
THE NORTH FORT MYERS MARKET
Co-op and resident-owned communities in North Fort Myers
North Fort Myers, in unincorporated Lee County, holds two established 55+ manufactured-home cooperatives — roughly 1,000 to 1,050 homes between them, where residents collectively own the community rather than renting a lot. Buying a home in either one means buying into that cooperative, not real estate in the traditional sense.
That structure is exactly why these purchases need a co-op share loan rather than a conventional mortgage — most banks and credit unions simply don’t have a program for it. Atlantic Mortgage does; it’s a core part of our practice.
NORTH FORT MYERS CO-OP DIRECTORY
North Fort Myers co-op communities we finance
Horizon Village
A 55+ resident-owned cooperative of approximately 253 to 257 homes in North Fort Myers, incorporated in 2005. Homes sell with a co-op share or as non-share homes — we confirm which applies up front. Off Littleton Road near US-41, with a 500-seat clubhouse, pool, and spa.
Old Bridge Village
A 55+ gated resident-owned cooperative of approximately 700 to 788 homes on the Caloosahatchee River, incorporated in 2002. Share homes include a 99-year proprietary lease and membership certificate; non-share homes lease the lot. 81-slip marina with no-bridge Gulf access.
WHY ATLANTIC
Why work with Atlantic Mortgage on a North Fort Myers co-op purchase
Atlantic Mortgage & Finance Corp. (NMLS #3915) is a Florida-licensed mortgage broker that has specialized in manufactured and mobile home financing since 2007. Co-op share loans — the program most brokers decline — are a core part of our practice. We know Lee County’s resident-owned communities, and we confirm approved status and ownership structure up front so there are no surprises at closing.
Already own in a North Fort Myers co-op? Refinance options, including cash-out, may be available in approved communities — call (352) 580-6160.
Michael Dorosko — Ocala Branch Manager · NMLS #22951 · 25+ years in lending.
Get a straight answer on North Fort Myers co-op financing
Call (352) 580-6160 or request a callback from a licensed Florida co-op share specialist.
No approval is implied until underwriting.
Atlantic Mortgage & Finance Corp. · NMLS #3915 · Licensed mortgage broker · Equal Housing Opportunity. All co-op communities listed are confirmed on the approved community list at time of publication; approval status is subject to change. No approval is implied until underwriting is complete.
Michael Dorosko — Ocala Branch Manager · NMLS #22951 · 25+ years in lending.