At Atlantic Mortgage & Finance Corporation, we specialize in a variety of residential loan programs designed to fit the unique needs of homebuyers across the state of Florida. Whether you’re purchasing your first home, refinancing, or investing in property, we offer flexible and competitive loan solutions that suit your goals.

Explore our loan options below to find the program that best suits your financial situation and homeownership dreams.

Flexible terms and competitive rates for primary homes, secondary homes, and investment properties. This loan is perfect for well-qualified buyers seeking stable long-term financing.
Learn more about Conventional Loans

FHA loans are ideal for first-time buyers or those with lower down payments, offering easier qualification requirements. With flexible terms and government backing, this loan makes homeownership more accessible.
Discover how FHA Loans can help you

VA loans provide exclusive benefits to veterans, active-duty military members, and eligible spouses. With no down payment required and favorable interest rates, VA loans offer exceptional value to those who have served our country.
Learn more about VA Loan benefits

For homebuyers in rural or suburban areas of Florida, USDA Loans offer 100% financing with no down payment. Designed for low- to moderate-income borrowers, this program makes homeownership affordable in eligible areas.
Find out if you qualify for a USDA Loan

If you’re looking to purchase a farm or rural property in Florida, our Farm Loan Programs offer tailored solutions designed to help you finance your agricultural property. These loans provide flexible terms to assist with buying farmland, equipment, or improving agricultural assets.
Learn more about Farm Loans

For borrowers who don’t fit the mold of traditional lending, Non-QM Loans (Non-Qualified Mortgage loans) offer flexible terms for those with unique financial situations, including self-employed borrowers and real estate investors.
Explore our Non-QM Loan options

Our Portfolio Loans are held in-house, offering more custom terms than traditional mortgages. Ideal for borrowers with unique needs or those purchasing non-conforming properties.
Learn about Portfolio Loans

For those purchasing high-value homes that exceed conventional loan limits, Jumbo Loans provide competitive rates and flexible financing options for luxury properties across Florida.
Discover how Jumbo Loans can help finance your dream home

Affordable mortgage solutions for low- to moderate-income homebuyers. With lower down payment requirements and reduced mortgage insurance, HomeReady and HomePossible Loans help more people achieve homeownership.
Learn more about HomeReady and HomePossible Loans

If you need to purchase a new home before selling your current one, Bridge Loans offer short-term financing that helps you transition smoothly between properties.
Learn about Bridge Loans

For homeowners aged 62 and older, Reverse Mortgages allow you to convert your home’s equity into cash while continuing to live in your home without making monthly mortgage payments.
Explore Reverse Mortgage Options

For those purchasing high-value homes that exceed conventional loan limits, Jumbo Loans provide competitive rates and flexible financing options for luxury properties across Florida.
Discover how Jumbo Loans can help finance your dream home