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FLORIDA FOREIGN NATIONAL LOANS

Welcome to Florida Home Loans by  Atlantic Mortgage & Finance’s Foreign National Loan Program, serving clients globally who are interested in purchasing or investing in property in the United States. Our program is designed to provide financing solutions for non-U.S. citizens, ensuring a smooth and accessible path to property ownership.

What is a Foreign National Loan?

A Foreign National Loan is a type of mortgage designed specifically for non-U.S. citizens who wish to purchase real estate in the United States. These loans cater to foreign nationals who do not reside in the U.S. or do not hold a permanent resident status but are interested in buying property in the country.

What is the Eligibility and Application Process?

Navigating the Loan Process as a Foreign National:

  • Documentation: Requirements may include proof of identity, credit history (if available), and proof of income or assets.
  • Property Appraisal: Standard appraisal to assess the value of the U.S. property being purchased.
  • Loan Approval: Our team will guide you through the approval process, accommodating the specifics of international financial circumstances.

What is the Benefit of Getting a Fix & Flip Loan?

Getting a Fix & Flip loan has several key benefits, especially for people who buy, renovate, and sell homes for a profit. Here are the main advantages:

  • Fast Money: These loans provide quick funding, which is great for grabbing good deals fast.
  • More Projects: You can use less of your own money to start, allowing you to take on bigger or multiple projects at once.
  • Flexible Terms: The loan terms can be adjusted to fit the specific needs of your project, which helps manage costs better.
  • No Early Payoff Fees: If you sell the property quickly, you can pay back the loan without extra charges, maximizing your profit.
  • Better Cash Flow: Financing the purchase and renovation helps keep your cash available for other expenses or unexpected costs.
  • Buy More Properties: With a loan, you can afford properties that might have been too expensive, increasing your opportunities.
  • Value-Based Lending: Some loans are given based on what the property will be worth after you fix it up, potentially giving you more money to work with.
  • Expert Advice: Lenders who specialize in these loans can offer helpful advice and support, making your project more likely to succeed.

In short, Fix & Flip loans can give you the financial flexibility and support needed to successfully flip homes for profit.

How to Qualify For a Foreign National Loan

  • Initial Consultation: Discuss your property goals and financial situation with our experts.
  • Document Submission: Provide necessary personal and financial documents for review.
  • Loan Processing and Review: We process your application, assessing it against our Foreign National loan criteria.
  • Finalization and Closing: Once approved, we assist you in finalizing the loan and closing the deal.

Contact us to learn more or get started today!

Why Choose Us?

With our extensive 20 plus years of experience in mortgage financing, we excel in delivering financing options tailored to suit our customers’ needs. Discover why people love working with us by exploring our outstanding reviews.

By collaborating with a wide range of investors and lenders, we proudly offer a diverse range of loan programs. Our utmost aim is to provide borrowers with the most optimal financing solutions available.