(352) 397-4000 info@floridahomeloans.org


flexible financing solutions to meet the diverse needs of Florida homeowners. Non-Prime/Alt-A loans are designed for borrowers who may not qualify for traditional prime loans due to their credit history, income variability, or other unique financial situations. Offering an alternative path to home ownership and financial stability, these loan options embody our commitment to supporting your journey towards securing your dream home.

What is a Non-Prime / Alt-A Loan?

Non-Prime/Alt-A loans offer flexible financing solutions for individuals who may not meet the stringent criteria required by traditional prime lenders. These types of loans are ideal for borrowers who have unique financial situations, such as self-employed professionals, those with a less-than-perfect credit history, or investors looking for creative financing options. Unlike conventional loans that adhere to strict underwriting guidelines, Non-Prime/Alt-A loans provide a pathway to homeownership or investment opportunities with more lenient qualifications.

Why Choose Non-Prime / Alt-A Loans?

  • Flexibility in Credit Requirements: Non-Prime/Alt-A loans accommodate a wider range of credit scores, offering opportunities for homeownership even if your credit history isn’t perfect.
  • Varied Income Documentation: Whether you’re self-employed or have non-traditional income sources, we understand that financial profiles vary. Our loans are designed with flexibility in mind to match your unique circumstances.
  • Investment Opportunities: Ideal for real estate investors looking to expand their portfolio without the stringent requirements of conventional loans.
  • Competitive Rates: Enjoy competitive interest rates, making your dream of homeownership more accessible and affordable.

Are You Eligible for a Non-Prime / Alt-A Loan?


Non-Prime/Alt-A loans are tailored for individuals who find themselves outside the traditional lending criteria. You might be a perfect candidate if you:

  • Have a credit score that doesn’t meet the conventional loan threshold.
  • Are self-employed or have irregular income streams, requiring alternative documentation for loan approval.
  • Seek financing for investment properties or are interested in buying a home without traditional income verification.
  • Desire loan customization and flexibility to suit your unique financial landscape.

Application Process

Embarking on your Non-Prime/Alt-A loan application with Florida Home Loans by Atlantic Mortgage & Finance is straightforward and transparent. Here’s how to get started:

  1. Initial Consultation: Contact us at (352) 397-4000 or book a consultation. During this session, we’ll discuss your financial goals and outline the loan options that best suit your needs.
  2. Document Submission: Provide the necessary documents for income and asset verification. Our team will guide you through what’s required, focusing on flexibility and understanding of your unique situation.
  3. Loan Customization: Based on your financial profile, we’ll tailor a loan solution that aligns with your goals, ensuring you understand every step of the process.
  4. Approval and Closing: Once approved, we’ll work closely with you towards a smooth closing, keeping you informed and supported every step of the way.

Each section is crafted to inform, reassure, and guide potential applicants through the unique benefits and process of securing a Non-Prime/Alt-A loan with Florida Home Loans by Atlantic Mortgage & Finance. This content strategy not only educates the reader but also positions your company as a helpful and expert guide in the mortgage industry.

Contact us to learn more or get started today!

Why Choose Us?

With our extensive 20 plus years of experience in mortgage financing, we excel in delivering financing options tailored to suit our customers’ needs. Discover why people love working with us by exploring our outstanding reviews.

By collaborating with a wide range of investors and lenders, we proudly offer a diverse range of loan programs. Our utmost aim is to provide borrowers with the most optimal financing solutions available.