(352) 397-4000 info@floridahomeloans.org


Unlock the equity in your home and convert it into a flexible source of income, without the burden of monthly mortgage payments. Whether it’s for living expenses, medical bills, or fulfilling travel dreams, our Reverse Mortgage service is designed to provide security and peace of mind. Embrace a more comfortable retirement with our expert guidance every step of the way. Schedule a free consultation today and explore how you can enhance your retirement lifestyle.

What is a Reverse Mortgage?

A reverse mortgage allows homeowners aged 62 and older to convert part of their home equity into cash without having to sell their home or pay additional monthly bills. Here’s how you can benefit:

    • No monthly mortgage payments required.
    • Receive funds in a lump sum, monthly payments, or a line of credit.
    • The loan is only due when the last borrower moves out or sells.

Understanding the Process:

Understanding the process of obtaining a Reverse Mortgage is crucial to making an informed decision that aligns with your retirement goals. Here’s a simplified overview:

  • Initial Consultation: Your journey begins with a free, no-obligation consultation. During this session, we’ll discuss your needs, eligibility, and how a Reverse Mortgage can benefit your specific situation.
  • Application: If you decide to proceed, the next step is completing an application. Our team will guide you through every document and answer any questions, ensuring a smooth process.
  • Appraisal and Inspection: An appraisal will be conducted to determine the current market value of your home. This step is vital for establishing the amount of equity you can access through your Reverse Mortgage.
  • Approval: Once the appraisal is completed and your application is reviewed, we’ll move forward with the approval process. This includes finalizing the loan terms and conditions tailored to your needs.
  • Closing: The final step is the closing process, where all the necessary paperwork is signed. After closing, you’ll have access to the funds from your Reverse Mortgage, either as a lump sum, monthly payments, or a line of credit, depending on what best suits your financial strategy.

Throughout each phase, Atlantic Mortgage & Finance is dedicated to providing transparent, personalized support. Our goal is to ensure you feel confident and informed at every turn, enabling you to unlock the financial potential of your home with peace of mind.

How You Can Benefit: 

  • Supplement retirement income for a more comfortable lifestyle.
  • Pay off existing mortgages to relieve financial stress.
  • Cover medical expenses, home renovations, or travel.

Frequently Asked Questions:

  • What is a reverse mortgage? A reverse mortgage is a loan available to homeowners 62 years or older that allows them to convert part of the equity in their home into cash.
  • Who is eligible for a reverse mortgage? Homeowners aged 62 or older with significant equity in their primary residence.
  • How does a reverse mortgage affect my heirs? Your heirs will have the option to pay off the loan and keep the home or sell the home to cover the loan balance.

Eligibility Requirements

Are You Eligible? To be eligible for a reverse mortgage, you must:

  • Be 62 years of age or older.
  • Own your home outright or have a low mortgage balance.
  • Occupy the property as your primary residence.

Ready to Learn More?

Discover how a reverse mortgage can fit into your retirement plan. Schedule a free consultation today to get personalized advice tailored to your needs.


Why Choose Us?

With our extensive 20 plus years of experience in mortgage financing, we excel in delivering financing options tailored to suit our customers’ needs. Discover why people love working with us by exploring our outstanding reviews.

By collaborating with a wide range of investors and lenders, we proudly offer a diverse range of loan programs. Our utmost aim is to provide borrowers with the most optimal financing solutions available.